Professional directory
Know who you need, and how to check them out
This is an educational guide to roles and verification, not a referral service. Dirt to Dream does not endorse or recommend specific professionals.
Planning
How to verify: NMLS consumer access lookup
- Which programs do you originate?
- What credit and DTI limits apply?
- What are your lender fees?
Search
How to verify: State real estate commission license lookup
- How many land transactions have you closed?
- Who do you represent?
- How is your commission paid?
Land due diligence
How to verify: State licensing board
- What type of survey do I need?
- Will you flag easements and encroachments?
- What is the turnaround?
Land due diligence
How to verify: County health department approved list
- Will this soil perc?
- What system type is required?
- What is the installed cost?
Land due diligence
How to verify: State water well contractor license
- What depth are wells in this area?
- What is the cost per foot?
- Do you test water quality?
Construction
How to verify: State contractor board plus certificate of insurance
- May I see three references?
- What is your draw schedule?
- What are your allowances?
Inspection
How to verify: State license or ASHI/InterNACHI membership
- What is outside your scope?
- Do you provide photos?
- Can I attend?
Underwriting
How to verify: State appraiser licensing board
- Chosen by the lender, not the buyer
- What comparables were used?
- How do I dispute errors?
Closing
How to verify: State bar or department of insurance
- What does the title policy exclude?
- How do you verify wire instructions?
- What are the closing fees?
Closing
How to verify: State department of insurance license lookup
- Is this replacement cost or actual cash value?
- What is excluded?
- Do I need flood or wind coverage?
Planning
How to verify: HUD counseling agency search
- Is counseling free?
- Do you certify for assistance programs?
- Do you offer homebuyer education?