Financing tools
Lender Comparison & Interview Report
Compare up to ten lenders on the details that actually decide a construction deal — draws, inspections, land, site work, reserves and fees. Your notes save on this device.
Side-by-side comparison
2 of 10 lenders
| Question | Lender 1 | Lender 2 |
|---|---|---|
| Company | ||
| Contact | ||
| Loan program | ||
| USDA single-close availability | ||
| FHA construction availability | ||
| VA construction availability | ||
| Land included | ||
| Site work included | ||
| Minimum credit guidance | ||
| Maximum acreage | ||
| Reserve requirements | ||
| Builder requirements | ||
| Interest during construction | ||
| Construction term | ||
| Draw process | ||
| Inspection requirements | ||
| Rate-lock policy | ||
| Assistance compatibility | ||
| Seller-contribution rules | ||
| Estimated lender fees | ||
| Communication score | ||
| Notes |
Interview script
Ask every lender the same questions
- How many single-close construction loans have you personally closed in the last twelve months in this state?
- Do you finance the land purchase, the site work, or both inside the construction loan?
- How are draws requested, who inspects, how long is the turnaround, and who pays inspection fees?
- Do you require lien waivers with every draw, and from whom?
- What are your builder approval requirements and how long does builder approval take?
- How is interest handled during construction, and is it financed into the loan?
- What happens if construction runs past the construction term?
- Can I combine your loan with state or local down-payment assistance?
- What is your rate-lock policy and float-down option during a long build?
- What are your total estimated lender fees on a loan of my size?