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Self-Employed Homebuyer Guide

Documenting income underwriters can actually use

5 chapters
4-question quiz
Printable toolkit
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How lenders calculate self-employment income, what write-offs cost you in qualifying power, and how to prepare two clean years of documentation.

Who this is for
  • Sole proprietors and 1099 earners
  • S-corp and LLC owners
  • Gig and contract workers
What you will finish with
  • Estimate your qualifying income before you apply
  • Prepare a complete self-employed document set
  • Plan tax filing around a purchase
  • Avoid the most common underwriting delays

Chapters

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Tools that pair with this playbook

Completion toolkit

Work these packets, then print this page to keep a copy.

Self-employed document packet

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Quiz and certificate

Knowledge check

1. Lenders typically use…

2. Aggressive write-offs generally…

3. A common self-employed document is…

4. A useful compensating factor is…

Certificate of completion

Mark every chapter complete and score at least 80% on the quiz to unlock your printable certificate. Chapters remaining: 5.